Basic Needs Insurance
Insurance products for individuals and families in need of affordable health care options. There are multiple carriers and benefit amounts to choose from.
Sickness & Accident Plans
CCG’s subsidiary, Ocean Consulting Group (OCG), works with various insurance carriers who provide insurance for basic needs in the form of Sickness & Accident Plans or Limited Indemnity Plans.
These plans can include payments paid on a periodic basis for various needs including but not limited to:
- Doctor visits
- Hospital Stays
- ER Visits
- Surgery
- and more
These forms of insurance are not intended to provide the minimum essential coverage required by the Affordable Care Act (ACA). They are not Major Medical or Comprehensive Medical Insurance Coverages, and are neither a Minimum Essential Health Benefit Plan nor are they Workers’ Compensation Insurance under federal and/or state law.
Additional Benefits Offered
If a Covered Person is injured in a Covered Accident and the injury from such Accident causes death or dismemberment within 365 days from the date of the Accident, the insurance company will pay the coverage amount.
Multiple carrier options and benefit amounts to choose from.
Spouse and Child Coverage options are also available.
Contact us for more details or for a custom quote.
If you are injured in a covered Accident and receive treatment from a Doctor within 365 days from the date of the Accident, the insurance company will pay up to the coverage amount for actual expenses related to:
Hospital room and board (up to the semi-private room rate)
General nursing care
Hospital miscellaneous expenses during a hospital confinement or for outpatient surgery under general anesthetic
Laboratory tests
X-rays
Anesthesia
Prescription drugs
Therapeutic services and supplies
Hospital emergency care
Doctor’s visits (inpatient and outpatient)
Dental treatment for injury to sound natural teeth
Spouse and dependent covered as well.
Contact us for more details or for a custom quote.
Dental Coverage underwritten by Renaissance Life & Health Insurance Company of America.
Contact us for more details.
Underwritten by Standard Life Insurance Company.
Contact us for more details.